The three most important post-Civil Rights, material-based issues for African-Americans in America are: 1) Poverty; 2) Jobs/Income, and; 3) Housing, and there are many policy options to address these institutionalized racial disparities....is it's reliance on poverty for cheap wage slaves. In 2000, 9.1% of whites were below the poverty line, compared to 31.2% of African-Americans and 28.4% of Hispanics.1 In seven short years later, in 2007, 8.2% of whites were below the poverty line, and 24.5% of African-Americans, and 21.5% of Hispanics were.2 The 2010 State of Black America reports that whites have a poverty rate of 8.6%, and Hispanics have 23.3%, and African-Americans have a poverty rate of 24.7%. During the 2000s decade, African-Americans have had to endure a poverty rate that is triple of their white American counterparts (with Hispanics showing similar numbers, though slightly less than African-Americans). Because poverty affects a quarter of African-Americans, and that's 3 times as higher than white Americans, this shows that African-Americans have a greater concentration of poverty, and therefore have to combat more impoverished conditions than whites do. Inversely, this also demonstrates how whites are privileged because they aren't faced with the vast amounts of poverty that African-Americans and Hispanics are faced with.